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Business Banking Products

SME / Business Banking Products

Current Account (Business)

Designed for businesses with high transaction volumes and specialized banking needs.

Product Description
Current Account (Business) High transaction account
  • Unlimited transactions
  • Overdraft facility available
  • Dedicated relationship manager

Business Loan (Unsecured)

Flexible financing solutions for working capital and business expansion without collateral.

Product Description
Business Loan (Unsecured) For working capital expansion
  • No collateral required
  • Quick approval process
  • Flexible repayment options

Working Capital OD / CC Limit

Flexible credit facilities to manage your business cash flow and operational expenses.

Product Description
Working Capital OD / CC Limit Based on turnover stock
  • Pay interest only on amount used
  • Revolving credit facility
  • Easy withdrawal options

Term Loan

Long-term financing for business expansion, machinery purchase, and infrastructure development.

Product Description
Term Loan For machinery, expansion, etc.
  • Long repayment tenure
  • Competitive interest rates
  • Structured repayment schedule

Loan Against Property (Commercial)

Unlock the value of your commercial property to fund business growth and expansion.

Product Description
Loan Against Property (Commercial) Secured business funding
  • High loan-to-value ratio
  • Lower interest rates
  • Extended repayment period

Bill Discounting / Invoice Financing

Convert your unpaid invoices into immediate cash to improve your working capital cycle.

Product Description
Bill Discounting / Invoice Financing Early payment invoices
  • Improve cash flow
  • No collateral required
  • Quick processing

Bank Guarantee

Financial assurance for your business contracts and commitments with third parties.

Product Description
Bank Guarantee Financial assurance
  • Enhances business credibility
  • Facilitates contract awards
  • Various types available

Why Choose Our Business Banking Solutions?

Dedicated Relationship Manager

Get personalized service and expert guidance from a dedicated relationship manager for all your business banking needs.

Quick Processing

Experience faster approval and disbursal with our streamlined processes designed specifically for businesses.

Customized Solutions

Tailored financial products and services designed to meet the unique requirements of your business.

Ready to Work With Our Team?

Contact us today to discuss your financial goals.